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NEW YORK FHA LOANS As with all home loans FHA Loans are still calculated using the current interest rates. |
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FHA Home Loans New York| County/Counties | One-family | Two-family | Three-family | Four-family |
| Allegany, Broome, Cattaraugus, Cayuga, Chautauqua, Chemung, Chenango, Clinton, Cortland, Delaware, Essex, Franklin, Fulton, Genesee, Greene, Hamilton, Herkimer, Jefferson, Lewis, Livingston, Monroe, Montgomery, Oneida, Ontario, Orleans, Otsego, Schuyler, Seneca, St. Lawrence, Steuben, Sullivan, Tioga, Tompkins, Warren, Washington, Wayne, Wyoming, Yates | $271,050.00 | $347,000.00 | $419,400.00 | $521,250.00 |
| Bronx, Kings, Nassau, New York, Putnam, Queens, Richmond, Rockland, Suffolk, Westchester | $729,750.00 | $934,200.00 | $1,129,250.00 | $1,403,400.00 |
| Dutchess, Orange | $443,750.00 | $568,050.00 | $686,650.00 | $853,350.00 |
| Albany, Rensselaer, Saratoga, Schenectady, Schoharie | $312,500.00 | $400,050.00 | $483,550.00 | $600,950.00 |
| Columbia, Erie, Niagara | $276,250.00 | $353,650.00 | $427,450.00 | $531,250.00 |
| Ulster | $406,250.00 | $520,050.00 | $628,650.00 | $781,250.00 |
| Madison, Onondaga, Oswego | $281,250.00 | $360,050.00 | $435,200.00 | $540,850.00 |
Keep in mind the FHA does not actually make the home loans, the FHA insures FHA home loans. You must still apply for an FHA loan through regular lenders, your Bank, Credit Union etc.
Owning a home is very expensive in New York and an FHA Insured Mortgage loan can save you money on your mortgage
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