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North Carolina FHA LOANS As with all home loans FHA Loans are still calculated using the current interest rates. |
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FHA Home Loans North Carolina| County/Counties | One-family | Two-family | Three-family | Four-family |
| Alamance, Alexander, Alleghany, Ashe, Avery, Beaufort, Bertie, Bladen, Burke, Caldwell, Caswell, Catawba, Cherokee, Chowan, Clay, Cleveland, Columbus, Craven, Cumberland, Davidson, Davie, Duplin, Edgecombe, Forsyth, Gates, Graham, Granville, Greene, Guilford, Halifax, Harnett, Hertford, Hoke, Hyde, Iredell, Jackson, Jones, Lee, Lenoir, Lincoln, Macon, Martin, Mcdowell, Mitchell, Montgomery, Moore, Nash, Northampton, Pamlico, Pitt, Polk, Randolph, Richmond, Robeson, Rockingham, Rowan, Rutherford, Sampson, Scotland, Stanly, Stokes, Surry, Swain, Tyrrell, Vance, Warren, Washington, Wayne, Wilkes, Wilson, Yadkin, Yancey | $271,050.00 | $347,000.00 | $419,400.00 | $521,250.00 |
| Anson, Brunswick, Buncombe, Cabarrus, Gaston, Haywood, Henderson, Madison, Mecklenburg, New Hanover, Pender, Union | $303,750.00 | $388,850.00 | $470,000.00 | $584,150.00 |
| Franklin, Johnston, Wake | $295,000.00 | $377,650.00 | $456,500.00 | $567,300.00 |
| Currituck | $428,750.00 | $548,850.00 | $663,450.00 | $824,500.00 |
| Camden, Pasquotank, Perquimans | $729,750.00 | $934,200.00 | $1,129,250.00 | $1,403,400.00 |
| Carteret | $287,500.00 | $368,050.00 | $444,900.00 | $552,900.00 |
| Chatham, Durham, Orange, Person | $331,250.00 | $424,050.00 | $512,600.00 | $637,000.00 |
| Dare | $460,000.00 | $588,850.00 | $711,800.00 | $884,600.00 |
| Transylvania | $293,750.00 | $376,050.00 | $454,550.00 | $564,900.00 |
| Onslow | $306,250.00 | $392,050.00 | $473,900.00 | $588,950.00 |
| Watauga | $285,000.00 | $364,850.00 | $441,000.00 | $548,050.00 |
These loan limits are the largest amount that the HUD will
guarantee a FHA -Home loan for, meaning for example that if you are
a 3 person family and have found a home in Charlotte NC that you
would like to apply for an FHA LOAN on the most that the HUD will
allow is $267,120 mortgage. Be sure to check your
credit score.
An FHA loan in North Carolina is guaranteed by HUD (the Housing and Urban Development).
Keep in mind the FHA does not actually make the home loans, the FHA insures FHA home loans. You must still apply for an FHA loan through regular lenders, your Bank, Credit Union etc.
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