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Pennsylvannia FHA LOANS As with all home loans FHA Loans are still calculated using the current interest rates. The state of Pennsylvania is one of the largest users of FHA Loans. |
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FHA Home Loans Pennsylvania| County/Counties | One-family | Two-family | Three-family | Four-family |
| Adams, Bedford, Blair, Bradford, Cambria, Cameron, Clarion, Clearfield, Clinton, Columbia, Crawford, Cumberland, Dauphin, Elk, Erie, Forest, Franklin, Fulton, Greene, Huntingdon, Indiana, Jefferson, Juniata, Lackawanna, Lawrence, Lebanon, Luzerne, Lycoming, Mckean, Mercer, Mifflin, Monroe, Montour, Northumberland, Perry, Potter, Schuylkill, Snyder, Somerset, Sullivan, Susquehanna, Tioga, Union, Venango, Warren, Wayne, Wyoming | $271,050.00 | $347,000.00 | $419,400.00 | $521,250.00 |
| Bucks, Chester, Delaware, Montgomery, Philadelphia | $420,000.00 | $537,650.00 | $649,900.00 | $807,700.00 |
| Allegheny, Armstrong, Beaver, Butler, Fayette, Washington, Westmoreland | $327,500.00 | $419,250.00 | $506,800.00 | $629,800.00 |
| Lancaster | $383,750.00 | $491,250.00 | $593,800.00 | $738,000.00 |
| York | $425,000.00 | $544,050.00 | $657,650.00 | $817,300.00 |
| Centre | $280,000.00 | $358,450.00 | $433,250.00 | $538,450.00 |
| Carbon, Lehigh, Northampton | $402,500.00 | $515,250.00 | $622,850.00 | $774,050.00 |
| Pike | $729,750.00 | $934,200.00 | $1,129,250.00 | $1,403,400.00 |
| Berks | $300,000.00 | $384,050.00 | $464,200.00 | $576,900.00 |
An FHA loan in Pennsylvania is guaranteed by HUD (the Housing and Urban Development).
Homeownership rates in Pennsylvania are in the 62% rate bracket, Pennsylvania is working to increase homeownership and using the FHA Loan guarantees is one of the resources they are tapping into.
Getting your home loan can be easier then you think. Take your time and research the FHA Loan program carefully so you have a solid understanding before you apply for loan. Keep in mind the FHA does not actually make the home loans, the FHA insures FHA home loans. You must still apply for an FHA loan through regular lenders, your Bank, Credit Union etc.
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