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TEXAS FHA LOANS As with all home loans FHA Loans are still calculated using the current interest rates. |
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FHA Home Loans Texas| County/Counties | One-family | Two-family | Three-family | Four-family |
| Jeff Davis | $271,250.00 | $347,250.00 | $419,750.00 | $521,650.00 |
| Anderson, Andrews, Angelina, Aransas, Archer, Armstrong, Austin, Bailey, Baylor, Bee, Bell, Blanco, Borden, Bosque, Bowie, Brazoria, Brazos, Brewster, Briscoe, Brooks, Brown, Burleson, Burnet, Calhoun, Callahan, Cameron, Camp, Carson, Cass, Castro, Chambers, Cherokee, Childress, Clay, Cochran, Coke, Coleman, Collin, Collingsworth, Colorado, Comanche, Concho, Cooke, Coryell, Cottle, Crane, Crockett, Crosby, Culberson, Dallam, Dallas, Dawson, De Witt, Deaf Smith, Delta, Denton, Dickens, Dimmit, Donley, Duval, Eastland, Ector, Edwards, El Paso, Ellis, Erath, Falls, Fannin, Fayette, Fisher, Floyd, Foard, Fort Bend, Franklin, Freestone, Frio, Gaines, Galveston, Garza, Gillespie, Glasscock, Goliad, Gonzales, Gray, Grayson, Gregg, Grimes, Hale, Hall, Hamilton, Hansford, Hardeman, Hardin, Harris, Harrison, Hartley, Haskell, Hemphill, Henderson, Hidalgo, Hill, Hockley, Hood, Hopkins, Houston, Howard, Hudspeth, Hunt, Hutchinson, Irion, Jack, Jackson, Jasper, Jefferson, Jim Hogg, Jim Wells, Johnson, Jones, Karnes, Kaufman, Kenedy, Kent, Kerr, Kimble, King, Kinney, Kleberg, Knox, La Salle, Lamar, Lamb, Lampasas, Lavaca, Lee, Leon, Liberty, Limestone, Lipscomb, Live Oak, Llano, Loving, Lubbock, Lynn, Madison, Marion, Martin, Mason, Matagorda, Maverick, Mcculloch, Mclennan, Mcmullen, Menard, Midland, Milam, Mills, Mitchell, Montague, Montgomery, Moore, Morris, Motley, Nacogdoches, Navarro, Newton, Nolan, Nueces, Ochiltree, Oldham, Orange, Palo Pinto, Panola, Parker, Parmer, Pecos, Polk, Potter, Presidio, Rains, Randall, Reagan, Real, Red River, Reeves, Refugio, Roberts, Robertson, Rockwall, Runnels, Rusk, Sabine, San Augustine, San Jacinto, San Patricio, San Saba, Schleicher, Scurry, Shackelford, Shelby, Sherman, Smith, Somervell, Starr, Stephens, Sterling, Stonewall, Sutton, Swisher, Tarrant, Taylor, Terrell, Terry, Throckmorton, Titus, Tom Green, Trinity, Tyler, Upshur, Upton, Uvalde, Val Verde, Van Zandt, Victoria, Walker, Waller, Ward, Washington, Webb, Wharton, Wheeler, Wichita, Wilbarger, Willacy, Winkler, Wise, Wood, Yoakum, Young, Zapata, Zavala | $271,050.00 | $347,000.00 | $419,400.00 | $521,250.00 |
| Bastrop, Caldwell, Hays, Travis, Williamson | $288,750.00 | $369,650.00 | $446,800.00 | $555,300.00 |
| Atascosa, Bandera, Bexar, Comal, Guadalupe, Kendall, Medina, Wilson | $332,500.00 | $425,650.00 | $514,500.00 | $639,400.00 |
An FHA LOAN in TEXAS is guaranteed by HUD (the Housing and Urban Development).
Homeownership rates in Texas stand at around 62% which is under the 67% average homeownership rates for all the US states. Texas is trailing home ownership by a wide margin compared to the rest of the United States. This can be partly attributed to a lack of affordable housing units and low wage scale in Texas. A FHA LOAN is often overlooked when Texans are comparing home loans; FHA LOANS should not be overlooked. A FHA Guaranteed loan can be the difference between getting a home loan or not and most times even at a better interest rate. Denton TX and Lewisville Texas are hot spots for FHA loans.
Check your credit score before you apply for your home loan.
Keep in mind the FHA does not actually make the home loans, the FHA insures FHA home loans. You must still apply for an FHA loan through regular lenders, your Bank, Credit Union etc.
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