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FHA Home Loans Virginia
The FHA loan program is run by HUD (the Housing and
Urban Development).
The current (2008) basic
standard mortgage limits for FHA insured loans in Virginia
are dependent on the county in which you live. The rates are as follows *:
| County/Counties |
One-family |
Two-family |
Three-family |
Four-family |
|
Alexandria, Arlington, Clarke, Fairfax, Fairfax Ind, Falls Church, Fauquier, Fredericksburg, Loudoun, Manassas, Manassas Park, Prince William, Spotsylvania, Stafford, Warren |
$729,750.00 |
$934,200.00 |
$1,129,250.00 |
$1,403,400.00 |
|
Accomack, Alleghany, Amherst, Appomattox, Augusta, Bath, Bedford, Bedford Ind, Bland, Bristol, Brunswick, Buchanan, Buckingham, Buena Vista, Campbell, Carroll, Charlotte, Clifton Forge, Covington, Danville, Dickenson, Emporia, Floyd, Franklin Ind, Galax, Giles, Grayson, Greensville, Halifax, Harrisonburg, Henry, Lee, Lunenburg, Lynchburg, Martinsville, Mecklenburg, Montgomery, Northampton, Norton, Nottoway, Page, Patrick, Pittsylvania, Prince Edward, Pulaski, Radford, Rockbridge, Rockingham, Russell, Scott, Shenandoah, Smyth, Southampton, Staunton, Tazewell, Washington, Waynesboro, Westmoreland, Wise, Wythe |
$271,050.00 |
$347,000.00 |
$419,400.00 |
$521,250.00 |
|
Amelia, Caroline, Charles City, Chesterfield, Colonial Height, Cumberland, Dinwiddie, Goochland, Hanover, Henrico, Hopewell, King And Queen, King William, Louisa, New Kent, Petersburg, Powhatan, Prince George, Richmond Ind, Sussex |
$528,750.00 |
$676,900.00 |
$818,200.00 |
$1,016,850.00 |
|
Albemarle, Charlottesville, Fluvanna, Greene, Nelson |
$425,000.00 |
$544,050.00 |
$657,650.00 |
$817,300.00 |
|
Richmond |
$300,000.00 |
$384,050.00 |
$464,200.00 |
$576,900.00 |
|
Frederick, Winchester |
$475,000.00 |
$608,100.00 |
$735,050.00 |
$913,450.00 |
|
Botetourt, Craig, Franklin, Roanoke, Roanoke Ind, Salem |
$280,000.00 |
$358,450.00 |
$433,250.00 |
$538,450.00 |
|
Highland |
$287,500.00 |
$368,050.00 |
$444,900.00 |
$552,900.00 |
|
Chesapeake, Gloucester, Hampton, Isle Of Wight, James City, Mathews, Newport News, Norfolk, Poquoson, Portsmouth, Suffolk, Surry, Virginia Beach, Williamsburg, York |
$428,750.00 |
$548,850.00 |
$663,450.00 |
$824,500.00 |
|
Northumberland |
$392,500.00 |
$502,450.00 |
$607,350.00 |
$754,800.00 |
|
Rappahannock |
$358,750.00 |
$459,250.00 |
$555,150.00 |
$689,900.00 |
|
Essex |
$375,000.00 |
$480,050.00 |
$580,300.00 |
$721,150.00 |
|
Lancaster |
$545,000.00 |
$697,700.00 |
$843,350.00 |
$1,048,100.00 |
|
Middlesex |
$330,000.00 |
$422,450.00 |
$510,650.00 |
$634,600.00 |
|
Culpeper |
$382,500.00 |
$489,650.00 |
$591,900.00 |
$735,600.00 |
|
Orange |
$331,250.00 |
$424,050.00 |
$512,600.00 |
$637,000.00 |
|
King George |
$386,250.00 |
$494,450.00 |
$597,700.00 |
$742,800.00 |
|
Madison |
$277,500.00 |
$355,250.00 |
$429,400.00 |
$533,650.00 |
|
Lexington |
$296,250.00 |
$379,250.00 |
$458,400.00 |
$569,700.00 |
Keep in mind the FHA does not actually make the home
loans, the FHA insures FHA home loans. You must still apply for an
FHA loan through regular lenders, your Bank, Credit Union etc.
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